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PayWay St.George BPAY File Format

This document describes the file format generated by PayWay that is designed to be compatible with the St.George BPAY File Format.

Header Record

Field No. Field Name Position Length Comments
1 Record Type 1-1 1 1
2 File Creation Date 2-9 8 The local date of file creation, in DDMMYYYY format.
3 File Creation Time 10-15 6 The local time of file creation, in HHMMSS format.
4 File Description 16-35 20 PAYWAY PAYMENTS
5 Institution Code 36-38 3 The bank processing the transactions, e.g WBC
6 PayWay Biller Code 39-48 10 PayWay Biller Code. Note: This is not the same as the BPAY Biller Code.
7 Biller Short Name 49-68 20 Biller short name.
8 File Serial Number 69-74 6 000000
9 Filler 75-126 52 Spaces.

Detail Record

Field No. Field Name Position Length Comments
1 Record Type 1-1 1 5
2 Payment Type 2-3 2 Code indicating the type of payment. 05 for payment, 15 for error correction, 25 for reversal (including refunds and Direct Entry returns).
3 Customer Reference Number 4-23 20 The number by which the Biller identifies the account that is being paid. Left justified, filled with trailing spaces. Note: This can be configured to include a subset of the full customer reference number.
4 Payment Method 24-26 3 Code indicating the method of payment. 001 for BPAY from Debit Account/Direct Credit/Direct Debit/Westpac Branch Payment, 101 for Visa, 201 for MasterCard, 301 for Bankcard, 401 for Amex/JCB, 501 for Diners Club
5 Amount 27-38 12 Amount of the payment or reversal, in cents.
6 Date of Payment 39-46 8 The date the payment or error correction was accepted by the Payer Institution, in DDMMYYYY format.
7 Time of Payment 47-52 6 The time the payment or error correction was accepted by the Payer Institution (where available), in HHMMSS format.
8 Transaction Receipt Number 53-62 10 The receipt number provided to the customer on successful completion of the payment. Right justified, filled with zeroes. Any letters and symbols in the receipt number are removed.

Trailer

Field No. Field Name Position Length Comments
1 Record Type 1-1 1 9
2 File Creation Date 2-9 8 The local date of file creation, in DDMMYYYY format.
3 File Creation Time 10-15 6 The local time of file creation, in HHMMSS format.
4 Number of Payments 16-24 9 Number of payments reported in the file.
5 Amount of Payments 25-39 15 Total amount of payments reported in the file, in cents.
6 Number of Error Corrections 40-48 9 Number of error corrections reported in the file.
7 Amount of Error Corrections 49-63 15 Total amount of error corrections reported in the file, in cents.
8 Number of Reversals 64-72 9 Number of reversals reported in the file.
9 Amount of Reversals 73-87 15 Total amount of reversals reported in the file, in cents.
10 Net Amount 88-102 15 Net amount of all transactions, in cents and unsigned.
11 Debit/Credit Indicator 103-104 2 CR when the total amount of payments is greater than the total amount of error corrections and reversals, DR when the total amount of error corrections and reversals is greater than the total amount of payments.
12 Filler 105-120 16 Spaces.
Disclaimer

The information contained in this publication is provided for learning purposes only and is subject to change. Revisions may be issued from time to time that encompass changes or additions to this module.

This is a guide only and it is not comprehensive. It does not impinge on or overrule any formal arrangement you may enter into with the Bank. The Bank and its officers shall not have any liability for any losses of any kind incurred in connection with any action, inaction or decision taken in reliance on the information herein or for any inaccuracies, errors or omissions. In this publication references to the "Bank" are to Westpac Banking Corporation ABN 33 007 457 141 and to any of its operating Divisions, including BankSA and St.George.