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PayWay guide for Batch Advantage merchants

This page outlines how to use PayWay instead of Batch Advantage. PayWay is designed to allow you to accept credit card payments without needing to store the credit card numbers on your systems.

You can process payments in the same way using PayWay Virtual Terminal.

Virtual Terminal

For more information see the PayWay Virtual Terminal online help

You can use PayWay to collect a series of payments. PayWay stores the schedule of payments and the credit card to charge. On each due day, PayWay processes the payment.

Use this for donations, instalments, subscriptions and memberships.

Don't charge monthly? PayWay also supports other frequencies such as every fortnight.

Recurring payment schedule

For more information see the PayWay Recurring Billing and Customer Vault online help

You can use PayWay to store the credit card details. You can upload a simple spreadsheet with a list of customer numbers and the amount to charge. PayWay will collect the payments using the stored details.

Excel transaction file

We recommend that you store credit card details in PayWay instead of in your system.

Storing the credit card details in PayWay:

  • reduces the chance of an account data compromise impacting your business
  • reduces your compliance costs

If your systems store or process credit card data, you must be compliant with "Self Assessment Questionnaire D" (SAQ-D). For more information about PCI-DSS see the PayWay PCI-DSS Guide

If your organisation and systems are compliant with SAQ-D, you can use PayWay to process files in Westpac MTS format.

Benefits of PayWay

When you use PayWay, you will experience these benefits:

  • A settlement report that allows you to export your transactions to a CSV file
  • Email receipts to your customers (with your logo)
  • Give your customers choice by accepting other payment channels such as direct debit and BPAY
  • Charge credit card surcharges
  • Mobile and tablet friendly user interface
  • Allow your customers to make payments directly online or provide their credit card details using a PayWay hosted page

Contact us

For sales, help and technical support contact us.


The information contained in this publication is provided for learning purposes only and is subject to change. Revisions may be issued from time to time that encompass changes or additions to this module.

This is a guide only and it is not comprehensive. It does not impinge on or overrule any formal arrangement you may enter into with the Bank. The Bank and its officers shall not have any liability for any losses of any kind incurred in connection with any action, inaction or decision taken in reliance on the information herein or for any inaccuracies, errors or omissions. In this publication references to the "Bank" are to Westpac Banking Corporation ABN 33 007 457 141 and to any of its operating Divisions, including BankSA and St.George.